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The Easiest Way to Afford A Vehicle

Free to Apply. No Commitment or Appointment Needed.

Are your shopping for a new or used vehicle?

New
Used

Enjoy the convenience of low, $0 down payment plans regardless of your credit history!

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Google Review Score

1,298 Reviews

Trusted by 10,000+ happy Canadians every year to them on the road in their own ride regardless of their credit!

Buy Your Vehicle the Smart Way.

We put you in the drivers seat. Secure affordable pre-approvals for vehicle loans up to $50,000 and discover your dream vehicle in minutes all from the comfort of home! 

Get Pre-Approved Online

Complete our easy online pre-approval application here. Doing so will save you time, money, and stress while vehicle shopping.

Shop & Save With Ease

Once pre-approved, we'll instantly connect you with local dealerships who will show you vehicles that you already qualify for!

Get Your Vehicle Delivered

Once you find the vehicle you like and the payment works for you, sign some paperwork online and we will deliver it to you the same day.

We get it, it's new.
But yes, it works!

(really well)

The process of shopping for a new vehicle has been the same for over a century! 401 Auto Financing is changing how the new world buys their vehicles!

Traditional Vehicle Shopping

Wasting Time & Energy

Don't spend days looking at vehicles without understanding the best financing options you have available.

An Outdated Process

Multiple dealership visits and negotiations add unnecessary complexity to your vehicle shopping experience.

Risk of Denial

Often times, people go through the entire car shopping journey just to find out they can't get approved for an affordable rate.  

401 Auto Financing

Quick & Simple

Fill out our straightforward online form in minutes, anytime, anywhere. Get the answers you're after right away from the comfort of home.

Hassle-Free

Receive pre-approvals to only browse cars that fit your financial approval, saving you from needless searches.

We Serve All Credit Types

We stand by the belief that all Canadians deserve financing options, no matter their credit history—rejection isn't in our vocabulary.

Traditional Vehicle Shopping

Wasting Time & Energy

Don't spend days looking at vehicles without understanding the best financing options you have available.

An Outdated Process

Multiple dealership visits and negotiations add unnecessary complexity to your vehicle shopping experience.

Risk of Denial

Often times, people go through the entire car shopping journey just to find out they can't get approved for an affordable rate.  

Shop With 401 Auto Financing

Quick & Simple

Fill out our straightforward online form in minutes, anytime, anywhere. Get the answers you're after right away from the comfort of home.

Hassle-Free

Receive pre-approvals to only browse cars that fit your financial approval, saving you from needless searches.

We Serve All Credit Types

We stand by the belief that all Canadians deserve financing options, no matter their credit history—rejection isn't in our vocabulary.

Ready to Get Started?

Get Pre-Approved for Your Car Loan

Compare Car Loans From 25+ Lenders. Rates From 0% - No Money Down. Receive Instant Offers - Guaranteed Approvals.

Get Pre-Approved

No Obligation. No Commitments. Only FREE offers.

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